Identity theft is one of the leading forms of cybercrime today. If you ever suspect your identity has been stolen, here are the steps you need to take. 1: Shut down the account Call your bank or financial institution, dispute any illicit charges being made on your account, and cancel
Feeling overwhelmed by your debt? Here are 5 tips to get you on the right track. Stop Spending Money Just about every financial blog on the Internet will tell you the same thing. Stop acquiring new debt. Stop using your credit card. Stop going out. Stop ALL unnecessary expenditure. Make
“What will my monthly housing payment be?” is usually one of the first, if not the first, questions individuals have when they start looking to buy a house. But the answer should encompass more than just your monthly mortgage payment. It should include the whole package: principal, interest, property taxes,
SBA Paycheck Protection Program (PPP) Loan Forgiveness Update – 10/16/2020 Good news for PPP borrowers of $50,000 of less: On October 9, the SBA announced a new simplified forgiveness application for PPP loans of $50,000 or less. The new application (Form 3508S) requires that borrowers certify that they used their
Paycheck Protection Program Forgiveness Guidelines
SBA Paycheck Protection Program (PPP) On 5/15/2020, the SBA published the following information regarding PPP loan forgiveness. We will be glad to answer or seek clarification and…
What Makes a Comfortable Mortgage Payment?
So, you’re ready to buy your first home? This is one of the biggest and most exciting purchases you will make in your lifetime! But before you get caught up in all of the excitement of…
4 Ways to Cut Unnecessary Expenses
If you’re looking for real, actionable ways to cut costs at home, try using these easy money saving tips. Cut the Cable Cord According to findings from the FCC, the average cost of cable is $64.41 per month. That’s over $700 a year! And if you have a bundle package
Should You Be Saving or Investing
When it comes to longer term financial goals, such as retirement, most people are faced with two options: save or invest. Ideally, it’s a good idea to do both when money, time, and resources allow, as each option has its own…
Tips for Paying off Debt
Feeling overwhelmed by your debt? Here are 5 tips to get you on the right track. Stop Spending Money Just about every financial blog on the Internet will tell you the same thing. Stop acquiring new debt. Stop using your credit card.
6 Simple Ways To Keep Your Personal Information Secure
Roughly 15 million people a year are victims of identity theft, and while we have many systems in place to help prevent and resolve instances…
Saving for College: Tips for Parents
Everyone knows the cost of college has skyrocketed over the past few years, and it appears this rising trend will continue. We all also have read about, or know of, students graduating with a literal mountain…
Family-Friendly Getaways in Alabama for Your Summer (2025 Guide)
It’s summertime in Alabama, so why not make the most of it? From day trips to full-blown vacations, here is a list of fun getaways for you and your family!
Developing A Household Budget
Developing a household budget is one of the most effective ways to get a handle on your finances and avoid money troubles, but putting one together can take a little time. Here’s a simple, step-by-step process for creating a budget that works for your family. Determine the Amount of Total
How to Improve Your Credit Score
Looking to boost your credit score? So are 56% percent of Americans. In 2015, Credit.com released a study showing that over half of Americans have a subprime credit score—which keeps them from taking advantage of even average interest rates. The good news is that improving your credit score can be done. It