Happy Cyber Monday and welcome to one of the biggest days of the year for online shopping! With the convenience of online retailers, comes increased security risk. We want to make sure you stay safe this holiday season by using these 5 tips below. 1.USE PRIVATE WI-FI CONNECTIONS Make sure you are using

outsourcing payroll

  It’s time to have a serious conversation about outsourcing payroll. You are a small business owner. You are working hard during this time to see that your business grows and thrives. You probably work over 10 hours a day and handle many administrative tasks yourself because you don’t want

1/19/2021  The Paycheck Protection Program (PPP) is now open again for both new and repeat small business borrowers. If your business has not previously gotten a PPP loan, you are likely eligible for a PPP First Draw Loan. If your business already got a PPP loan during 2020, you may be eligible for a PPP Second Draw Loan if your business experienced a significant revenue reduction over the past year (see

small business contingency planning

  It may be a long time before we fully understand the pandemic’s impact on the small business community. We do know for sure the current economic climate means that small businesses need to be on alert in the event of another wave of the virus. But take heart –

Community bank advantages by NobleBank & Trust in Alabama

It sometimes seems as though there’s a bank on every corner, doesn’t it? Mega Banks, community banks, credit unions, all with their own colorful brands and slogans, trying to convince you why they’re the best place to take your business banking and business loan needs. But if you’re a smart

Risk Management by NobleBank & Trust

Building and growing a business is challenging enough; there are so many factors to consider in order to continue to grow your company where you want it to be. But what if something happened to grind your business to a halt that could have been predicted beforehand? Because of this

Paycheck Protection Program Forgiveness Guidelines

SBA Paycheck Protection Program (PPP) On 5/15/2020, the SBA published the following information regarding PPP loan forgiveness. We will be glad to answer or seek clarification and…

What’s a comfortable monthly mortgage payment?

So, you’re ready to buy your first home? This is one of the biggest and most exciting purchases you will make in your lifetime! But before you get caught up in all of the excitement of…

4 Ways to Cut Unnecessary Expenses

If you’re looking for real, actionable ways to cut costs at home, try using these easy money saving tips. Cut the Cable Cord According to findings from the FCC, the average cost of cable is $64.41 per month. That’s over $700 a year! And if you have a bundle package

Should You Be Saving or Investing

When it comes to longer term financial goals, such as retirement, most people are faced with two options: save or invest. Ideally, it’s a good idea to do both when money, time, and resources allow, as each option has its own…

What To Do If Your Identity Is Stolen

Identity theft is one of the leading forms of cybercrime today. If you ever suspect your identity has been stolen, here are the steps you need to take.

Tips for Paying off Debt

Feeling overwhelmed by your debt? Here are 5 tips to get you on the right track. Stop Spending Money Just about every financial blog on the Internet will tell you the same thing. Stop acquiring new debt. Stop using your credit card.

6 Simple Ways To Keep Your Personal Information Secure

Roughly 15 million people a year are victims of identity theft, and while we have many systems in place to help prevent and resolve instances…

Saving for College: Tips for Parents

Everyone knows the cost of college has skyrocketed over the past few years, and it appears this rising trend will continue. We all also have read about, or know of, students graduating with a literal mountain…

Family Friendly Getaways in Alabama for Your Summer

It’s summertime in Alabama, so why not make the most of it? From day trips to full-blown vacations, here is a list of fun getaways for you and your family!

Developing A Household Budget

Developing a household budget is one of the most effective ways to get a handle on your finances and avoid money troubles, but putting one together can take a little time. Here’s a simple, step-by-step process for creating a budget that works for your family. Determine the Amount of Total