Credit cards are powerful tools for managing expenses while earning rewards and building credit. However, this convenience can be the source of significant financial stress when misused. The ease of swiping a card can lead to overspending, resulting in mounting debt and interest. Left unchecked, the consequences of poor credit
Retirement planning was once a simple equation: work hard, save your pre-retirement earnings diligently, and enjoy your golden years with a fixed income from the Social Security Administration and a predictable pension. But the world of work, and with it, retirement, is undergoing a dramatic transformation. Pensions are becoming increasingly
Adulting is full of surprises, and can often be beset by financial stress. You might be a budgeting pro, but that dream vacation keeps getting pushed aside. Or maybe you have student loans and wonder how you’ll ever afford a decent apartment let alone your own home. The good news
With the rising number of identity theft, phishing scams, data breaches, and other digital threats, it’s more important than ever to safeguard your privacy online. You need to protect your personal information at all times, whether you’re using your social media accounts or accessing legitimate apps through official app stores,
At NobleBank we’ve taken a proactive approach to detecting and preventing financial fraud against older customers through routine employee training and the use of technology to spot red flags and report suspicious activity to authorities. Additionally, we sponsor the Senior Housing Crime Prevention Foundation. Their programs protect and
Happy Cyber Monday and welcome to one of the biggest days of the year for online shopping! With the convenience of online retailers, comes increased security risk. We want to make sure you stay safe this holiday season by using these 5 tips below. 1.USE PRIVATE WI-FI CONNECTIONS Make sure you are using
Paycheck Protection Program Forgiveness Guidelines
SBA Paycheck Protection Program (PPP) On 5/15/2020, the SBA published the following information regarding PPP loan forgiveness. We will be glad to answer or seek clarification and…
What’s a comfortable monthly mortgage payment?
So, you’re ready to buy your first home? This is one of the biggest and most exciting purchases you will make in your lifetime! But before you get caught up in all of the excitement of…
4 Ways to Cut Unnecessary Expenses
If you’re looking for real, actionable ways to cut costs at home, try using these easy money saving tips. Cut the Cable Cord According to findings from the FCC, the average cost of cable is $64.41 per month. That’s over $700 a year! And if you have a bundle package
Should You Be Saving or Investing
When it comes to longer term financial goals, such as retirement, most people are faced with two options: save or invest. Ideally, it’s a good idea to do both when money, time, and resources allow, as each option has its own…
What To Do If Your Identity Is Stolen
Identity theft is one of the leading forms of cybercrime today. If you ever suspect your identity has been stolen, here are the steps you need to take.
Tips for Paying off Debt
Feeling overwhelmed by your debt? Here are 5 tips to get you on the right track. Stop Spending Money Just about every financial blog on the Internet will tell you the same thing. Stop acquiring new debt. Stop using your credit card.
6 Simple Ways To Keep Your Personal Information Secure
Roughly 15 million people a year are victims of identity theft, and while we have many systems in place to help prevent and resolve instances…
Saving for College: Tips for Parents
Everyone knows the cost of college has skyrocketed over the past few years, and it appears this rising trend will continue. We all also have read about, or know of, students graduating with a literal mountain…
Family Friendly Getaways in Alabama for Your Summer
It’s summertime in Alabama, so why not make the most of it? From day trips to full-blown vacations, here is a list of fun getaways for you and your family!
Developing A Household Budget
Developing a household budget is one of the most effective ways to get a handle on your finances and avoid money troubles, but putting one together can take a little time. Here’s a simple, step-by-step process for creating a budget that works for your family. Determine the Amount of Total