1/19/2021 The Paycheck Protection Program (PPP) is now open again for both new and repeat small business borrowers. If your business has not previously gotten a PPP loan, you are likely eligible for a PPP First Draw Loan. If your business already got a PPP loan during 2020, you may be eligible for a PPP Second Draw Loan if your business experienced a significant revenue reduction over the past year (see
It sometimes seems as though there’s a bank on every corner, doesn’t it? Mega Banks, community banks, credit unions, all with their own colorful brands and slogans, trying to convince you why they’re the best place to take your business banking and business loan needs. But if you’re a smart
Building and growing a business is challenging enough; there are so many factors to consider in order to continue to grow your company where you want it to be. But what if something happened to grind your business to a halt that could have been predicted beforehand? Because of this
Few times in history has there been such an urgent need to support businesses. For all too many, the pandemic has cut off cash flow for weeks, if not months, and in some cases entirely. Exacerbating things, mere moments after the big banks opened their doors to the government’s support
The world of banking is changing by the second, it seems. The ways to ‘do money’ have come a long way from the days when people used to stand in line at the bank to make deposits, tap account withdrawals, and open up loans and mortgages. Now, banks offer so
Thinking that community banks are dinky little operations that don’t have the same amenities and technologies that big banks have? Think again. It might surprise you to learn that NobleBank is very advanced when it comes to mobile banking options. In fact, we are ahead of the pack when it
Paycheck Protection Program Forgiveness Guidelines
SBA Paycheck Protection Program (PPP) On 5/15/2020, the SBA published the following information regarding PPP loan forgiveness. We will be glad to answer or seek clarification and…
What’s a comfortable monthly mortgage payment?
So, you’re ready to buy your first home? This is one of the biggest and most exciting purchases you will make in your lifetime! But before you get caught up in all of the excitement of…
4 Ways to Cut Unnecessary Expenses
If you’re looking for real, actionable ways to cut costs at home, try using these easy money saving tips. Cut the Cable Cord According to findings from the FCC, the average cost of cable is $64.41 per month. That’s over $700 a year! And if you have a bundle package
Should You Be Saving or Investing
When it comes to longer term financial goals, such as retirement, most people are faced with two options: save or invest. Ideally, it’s a good idea to do both when money, time, and resources allow, as each option has its own…
What To Do If Your Identity Is Stolen
Identity theft is one of the leading forms of cybercrime today. If you ever suspect your identity has been stolen, here are the steps you need to take.
Tips for Paying off Debt
Feeling overwhelmed by your debt? Here are 5 tips to get you on the right track. Stop Spending Money Just about every financial blog on the Internet will tell you the same thing. Stop acquiring new debt. Stop using your credit card.
6 Simple Ways To Keep Your Personal Information Secure
Roughly 15 million people a year are victims of identity theft, and while we have many systems in place to help prevent and resolve instances…
Saving for College: Tips for Parents
Everyone knows the cost of college has skyrocketed over the past few years, and it appears this rising trend will continue. We all also have read about, or know of, students graduating with a literal mountain…
Family Friendly Getaways in Alabama for Your Summer
It’s summertime in Alabama, so why not make the most of it? From day trips to full-blown vacations, here is a list of fun getaways for you and your family!
Developing A Household Budget
Developing a household budget is one of the most effective ways to get a handle on your finances and avoid money troubles, but putting one together can take a little time. Here’s a simple, step-by-step process for creating a budget that works for your family. Determine the Amount of Total