CHECKING OPTIONS FOR ANYONE

PERSONAL CHECKING

Free, high-interest checking, ATM withdrawal fee refunds nationwide*, with no minimum balance required to earn rewards: that’s Noble Interest, a whole new way to bank. NobleBank gives you total checking freedom, free online banking, and more, and doesn’t have a monthly service fee! It only takes a $25 deposit to start earning big interest every month. Get started today!

NOBLE INTEREST ACCOUNT

FREE CHECKING THAT PAYS HIGH INTEREST

2.00%

APY*

Account Details

Noble Interest

  • Free checking that pays high interest
    • Earn 2.00% APY* on balances up to $15,000
    • Earn 2.00% to 0.25% APY on balances over $15,000 depending on balance in account*
    • Earn 0.10% APY* on entire balance if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide*
  • Link to free Noble Savings account to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited transactions
  • Free online banking & bill pay
  • Free eStatements ($3.00 charge for paper statements)
  • Mobile banking
  • Free telephone banking
  • Free debit card
  • Overdraft protection available
  • $25 minimum deposit to open

FEATURES

Free account that pays high interest
Refunds on ATM withdrawal frees nationwide*
Free Mobile and Online Banking with Bill Pay
No Minimum Balance to Earn Rewards
Unlimited transactions
Fraud Protection

QUALIFICATIONS

Earning interest is so easy, you’re probably already doing it! Simply use our free electronic services designed to make managing your money easier. Just do the following transactions and activities each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle.
  • Have at least 1 direct deposit or ACH payment transaction post and settle.

If you don’t qualify, don’t worry. Your account is still free and you’ll still earn our base rate. Plus you can earn rewards the very next cycle!

*APY=Annual Percentage Yield

*APY=Annual Percentage Yield. APYs accurate as of 05/01/2020. Rates may change after account is opened. Minimum to open is $25. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during monthly qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.00%; and (3) balances over $15,000 earn 0.25% APY on portion of balance over $15,000, resulting in 2.00% – 0.25% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. “Monthly Qualification Cycle” is synchronous with your monthly statement cycle which is the first day of the month through the last day of the month. ATM-processed transactions and transfers between accounts do not count as qualifying transactions. ATM receipt may be required for reimbursement of an individual ATM fee of $5.00 or higher. Consumers Only.

Special Update Regarding Zero Liability Benefit for ATM and debit card transaction conducted with a MasterCard branded card: Effective March 1, 2019, MasterCard will be enacting changes to their current zero liability policy for all MasterCard card issuers. As a result, in order to be covered under the zero liability limitation for unauthorized transactions, you must promptly report the loss or theft of your MasterCard branded card to your nearest Bank office or by calling 1-800-264-5578. As such your liability could be up to $500 if not reported within two (2) business days of discovery or your liability could be unlimited if reported after 60 days of the statement that shows the unauthorized transaction(s).

Rewards checking made simple. Free Noble Cash Back delivers what you really want, cash. Just do a couple simple things that you’re probably already doing, like using your debit card for purchases*. Think about it: cash back when you buy gas, groceries, school supplies … you name it. Start saving time and money with Noble Cash Back — get started today!

NOBLE CASH BACK ACCOUNT

FREE CHECKING THAT PAYS YOU BACK

Earn 2.00%

Cash back on debit card purchases*

Account Details

Noble Cash Back

  • Free checking that pays you back
  • 2.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $400 in purchases monthly
    • Earn up to $96 cash back per year, $8 per month

FEATURES

No monthly service fee
No minimum balance to earn rewards
Unlimited transactions
Refunds ATM withdrawal fees nationwide*
Free Mobile and Online Banking with Bill Pay
Fraud Protection

QUALIFICATIONS

It’s so easy to qualify, you’re probably already doing it! To earn your rewards, just do the following transactions and activities in your Noble Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle.
  • Have at least 1 direct deposit or ACH payment transaction post and settle.

That’s it. Even if you don’t meet your qualifications during the cycle, your Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

*Cash Back Rewards

*You will receive 2% cash as a bonus back on debit card purchases that post and settle to the account during the monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. To qualify for Cash Back rewards, you must: Have 12 debit card transactions post and settle within the monthly qualification cycle and have at least one direct deposit or automatic payment (ACH) post and settle. Cash Back rewards will be credited to the account on the first day of the next statement cycle after which you qualified. “Monthly Qualification Cycle” is synchronous with your monthly statement cycle which is the first day of the month through the last day of the month. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle an account. ATM and intra-bank transactions do not count towards qualifying debit card transactions. Debit card transactions process by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt may be required for reimbursement of an individual ATM fee of $5 or higher. Consumers Only.

Every dollar you earn is valuable — so make the most of it. Noble Select is packed with benefits you won’t find anywhere else! Get discounts and rebates for using your debit card,* and fraud protection to ensure your information stays safe. You can even reduce or eliminate the monthly fee by using our convenient electronic services. Open your account today!

NOBLE SELECT

GET DISCOUNTS & REBATES

Low $6

Monthly service fee

Account Details

Noble Select

FEATURES

Easily reduce or eliminate fees
No minimum balance required
Fraud Protection
Free Checks
Free Mobile and Online Banking with Bill Pay

MAKE YOUR MONTHLY FEE DISAPPEAR

When you do the following transactions and activities in your Noble Select account during each Monthly Qualification Cycle, your monthly service fee of $6.00 will be reduced as follows until the fee is retired for that corresponding Statement Cycle:

  • 25¢ for each debit card purchase that posts and settles
  • $2.00 if you are enrolled in and agree to receive eStatements

Transactions and activities may take one (1) or more days from the date the transaction occurred to post and settle to the account.

At NobleBank, we believe “gray hair is the splendor of the old” (Proverbs 20:29). We created this free, interest bearing account to honor our customers age 50 and up. Get unlimited check writing and debit card use, discounted safe deposit rental, free checks, and more. You get all this and pay no monthly fee! Now that’s a legacy we can be proud of!

NOBLE LEGACY

VALUE-ADDED CHECKING

Ages 50

and up

Account Details

Noble Legacy

  • Value-added checking for ages 50 and up
  • Earn interest on balances of $1,000 or more
  • Unlimited transactions
  • No monthly fee or minimum balance requirements
  • Includes free perks:
    • 25% discount on safe deposit boxes
    • Free standard checks

FEATURES

Value added checking for ages 50 and up
Free Checks
No monthly fee or minimum balance requirements
Free Paper Statements
25% discount on safe deposit boxes
Fraud Protection