MANAGE YOUR BUSINESS ACCOUNTS ON YOUR OWN TIME

BUSINESS SERVICES

Process payroll in minutes for W-2 employees and 1099s, in as simple as 3 steps – Enter, Review, Approve. Best of all, it is all done securely online so you can process on the go! Remain in control of your payroll expense as well as accurate and timely payment to employees while leaving the time consuming and risk absorbing tasks of payroll tax calculation, deposits and filings t an award-winning team

PAYROLL SERVICES

ENTER, REVIEW AND APPROVE

Flat monthly fee

with unlimited payroll processing

Account Details

Payroll Services

  • Flat Monthly Payroll Fee with Unlimited Payroll Processing
  • Automated payroll tax calculation, deposits and filings
  • Direct deposit and self check printing
  • Employee online access to paystubs, W2s and 1099s
  • HR Tools such as business guides and forms
  • New Hire reporting to the state
  • Federal & State Labor Law poster compliance
  • Mobile app for employers and employees
  • Unlimited phone and online chat support
  • Comprehensive 24 hour online help

FEATURES

Automated payroll tax calculation, deposits and filings
Direct deposit and self check printing
Employee online access to paystubs, W2s and 1099s
HR Tools such as business guides and forms
New Hire reporting to the state
Federal & State Labor Law poster compliance

GUIDED TOUR

Managing a business can mean early mornings and late nights … and running to a branch isn’t always an option. But with our business online banking service, you can manage your business checking and savings accounts from anywhere. Check balances, monitor transactions, transfer funds, pay bills and much more; it’s all online and it’s always open.

BUSINESS ONLINE BANKING & BILL PAY

MANAGE CHECKING & SAVINGS FROM ANYWHERE

Fast, free and secure

service for NobleBank business customers

Account Details

Online Banking & Bill Pay

  • Fast, free, and secure service for NobleBank business customers
  • Save money on postage fees with online bill pay
  • Instant access to deposit, savings, and loan balance information
  • View detailed account history
  • Transfer funds between accounts
  • Export transaction data to many financial software programs
  • Simplify account management
  • Save time; avoid unnecessary trips to a branch

FEATURES

Save money on postage fees with online bill pay
Instant access to deposit, savings, and loan balance information
View detailed account history
Transfer funds between accounts
Export transaction data to many financial software programs
Simplify account management
Save time; avoid unnecessary trips to a branch

Save time and cut costs by giving your business the ability to initiate and accept electronic payments. At NobleBank, we can give you everything you need to make it happen. With Automated Clearing House (ACH) origination, you can offer direct deposit to employees, draft payments from customers, or pay vendors electronically. This affordable service is easy to use and can save your business both time and money.

ACH ORIGINATION

SAVE TIME AND CUT COST

More convenient

than traditional checks

Account Details

ACH Origination

  • Initiate and receive electronic payments
  • More convenient than traditional checks
  • Save on check processing costs
  • Funds credited faster
  • Simplifies collections
  • Receive fewer return items
  • Reduced chance of fraud
  • Save time and expense
  • Make state and federal tax payments online

FEATURES

Initiate and receive electronic payments
Save on check processing costs
Funds credited faster
Simplifies collections
Receive fewer return items
Reduced chance of fraud

*Notice to commercial customers

In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

Depositing checks just got a whole lot easier with this electronic service. Now you can get funds credited to your account without even having to get up from your desk! Simply scan in checks and submit them through our secure online service. We pick up the deposit and process it accordingly, getting funds credited quickly and saving you from having to run to the bank.

REMOTE DEPOSIT CAPTURE

SCAN AND DEPOSIT CHECKS

Save time

and expense

Account Details

Remote Deposit Capture

  • Scan and deposit checks from your desk
  • Save time and expense
  • Reduce/eliminate trips to the bank
  • Make deposits anytime, day or night
  • Quicker access to deposited funds
  • Manage deposit activity across multiple locations
  • Consolidation of banking relationships; reducing fees
  • Monthly statements make research easy
  • Securely encrypted to protect your data

FEATURES

Reduce/eliminate trips to the bank
Make deposits anytime, day or night
Quicker access to deposited funds
Manage deposit activity across multiple locations
Consolidation of banking relationships; reducing fees
Monthly statements make research easy
Securely encrypted to protect your data

*Notice to commercial customers

In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

Give your business more opportunities for income and your customers more convenient ways to pay. NobleBank provides this option through its merchant services provider, Payscape Advisors. We can provide your business with the ability to accept all major credit, debit, and gift cards. Plus, we have all the equipment you need and can even train your staff to use it if necessary.

MERCHANT CARD SERVICES

INCREASE CUSTOMER CONVENIENCE

Accept

all major brand credit & debit cards

Account Details

Merchant Card Services

  • Accept major brand credit and debit cards
  • Open up additional cash flow opportunities
  • Increased customer convenience
  • 24-hour technical support
  • All training and equipment provided
  • Monthly statement with transaction details
  • Low processing fees

FEATURES

Open up additional cash flow opportunities
Increased customer convenience
24-hour technical support
Manage deposit activity across multiple locations
All training and equipment provided
Monthly statement with transaction details
Low processing fees

*Notice to commercial customers

In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

In our continuous mission to meet all of our clients’ needs, NobleBank offers the SOLE Visa Payroll Card, for businesses that want to offer direct deposit to all of their employees.

SOLE PAYMENT CARDS

SOLE CARD ACTS LIKE ANY OTHER CARD

Direct deposit

to your card on pay day

Account Details

SOLE Payroll Cards

  • Money is deposited directly to the card on the day of pay, making it a perfect option for unbanked employees or those who don’t want their money going straight to the bank.
  • It saves you and your business money by eliminating the cost of paper checks and keeps your unbanked employees from having to pay intrusive check cashing fees.
  • Acts like any other debit card or credit card. Holders can make everyday purchases in store or on the web, and they check the balance of their card online or by phone.

Additional benefits of the SOLE Payroll Card

No Charge Cash Withdrawals. Each payroll cycle, cardholders can perform one teller withdrawal at any Visa member bank in the U.S. at no charge. Cash can also be withdrawn at any time through the cash back option at any store with no extra fee.

  • The card is transferable if a cardholder changes jobs.
  • Fast, reliable cardholder support with a real expert and not a machine.
  • The card is totally customizable, allowing users to add their own photo or graphic to the card.
  • Free fraud alerts sent to your mobile phone in the event a card has been compromised.
  • Mobile accessible.

Learn more about SOLE Visa Payroll Cards or contact us at 256-741-1800.

FEATURES

Money is deposited directly to the card on the day of pay, making it a perfect option for unbanked employees or those who don't want their money going straight to the bank.
It saves you and your business money by eliminating the cost of paper checks and keeps your unbanked employees from having to pay intrusive check cashing fees.
Acts like any other debit card or credit card. Holders can make everyday purchases in store or on the web, and they check the balance of their card online or by phone.

WHO IS UNBANKED?

In this day and age, it seems like everyone has a bank account. But even in our digital world, there are some legitimate reasons why some of your employees don’t have a bank account:

  • Fees: Unexpected fees are frustrating, causing some customers to lose trust in banks all together.
  • Blacklisting: Too many bounced checks or overdrafts can land a person on a blacklist, rendering them unable to even have an account.
  • Age: People under 25 hold the highest percentage of unbanked individuals. For various reasons, younger employees are more likely to not have a bank account.
  • Bad Experience: For some, a bad experience with a bank drives them away for life.
  • Unemployment: Individuals who have spent a lot of time unemployed often have not had the income to keep an account open.
  • Debt: Outstanding debt can make some individuals want to stay off the grid.

Whatever the reason, the SOLE Payroll card easily alleviates the hassle that comes with unbanked employees and paper checks.

ASSOCIATED FEES

SOLE Payroll Card holders will NEVER be charged secret or surprise fees, and the card comes with many benefits at no charge, such as:

  • Cash Back at Point of Sale
  • Online Statements and Account Management
  • Cardholder Setup and Enrollment
  • Monthly Account Maintenance
  • Online Bill Pay at Merchant Site
  • First Bank Teller Withdrawal Per Pay Period

There are, however, certain fees for certain actions. These include:

  • Email and Text alerts – $0.25
  • ATM Withdrawal – $2.50
  • ATM Balance Inquiry – $1.50
  • ATM Decline – $1.00
  • Online Bill Pay Service – $1.00
  • Card to Card Transfer – $1.00
  • Card to Bank Account Transfer – $4.00
  • Paper Statements – $4.00
  • Live Personal Banking — $3.00
  • Replacement Card Fee/Second Card Fee/Epix Card Fee – $10.00
  • Any subsequent Bank Teller Withdrawal – $7.00

With BizNOW™, you get total control over employee spending. BizNOW is a low cost, prepaid offering for business customers, featuring end-to payments and expense management solution tailored specifically for small to medium-sized businesses. Now you can eliminate expensive, inefficient and risky practices while improving cash flow management and simplifying the expense reporting process.

BIZNOW PREPAID CARDS

TOTAL CONTROL OVER YOUR EMPLOYEES SPENDING

Save time & effort

in managing your business cash flow

Account Details

BizNOW Prepaid Cards

For Employers:

  • Security – Eliminate card sharing
  • Control – Real-time tracking and visibility
  • Account Simplicity – Full reporting and administrative capabilities
  • Flexibility – Integration with accounting software

For Employees:

  • Security – Eliminate need for use of personal card
  • Control – Release unused funds
  • Account Simplicity – Full reporting and administrative capabilities
  • Flexibility – Receive funds as needed anytime, anywhere

FEATURES

Security - Eliminate card sharing
Control - Real-time tracking and visibility
Account Simplicity - Full reporting and administrative capabilities
Flexibility - Integration with accounting software