MANAGE YOUR BUSINESS ACCOUNTS ON YOUR OWN TIME

SMALL BUSINESS BANKING ACCOUNT IN CENTRAL ALABAMA

When you open a business checking or savings account with NobleBank, we guarantee the best-of-the-best customer service. As a local bank, we understand the communities of Central Alabama and prioritize the needs of our customers. Our financial experts provide comprehensive services needed to ensure business success. Learn more about the variety of business services we offer.

Comprehensive Services Offered For Your Business

NobleBank works hard for our business customers. We understand how stressful it can be to run a business. We help alleviate some of that stress by assisting you with managing your finances and providing top-notch customer service.

When you open a business account with NobleBank, you’ll receive competitive and comprehensive perks. These include:

Supporting our local business partners is an essential part of our organizational philosophy. We’re proud to support the Central Alabama business community and economy.

Business Banking and Services In Central Alabama

As you begin managing your business finances, we know that it can be overwhelming. We can help alleviate some of that stress. Let us help you manage your business’ finances – big or small – at one of our six locations:

Visit us and open your business account at one of our branches today. We’ll open your account in minutes so you can start planning for your business’s financial future.

Process payroll in minutes for W-2 employees and 1099s, in as simple as 3 steps – Enter, Review, Approve. Best of all, it is all done securely online so you can process on the go! Remain in control of your payroll expense as well as accurate and timely payment to employees while leaving the time consuming and risk absorbing tasks of payroll tax calculation, deposits and filings t an award-winning team

PAYROLL SERVICES

ENTER, REVIEW AND APPROVE

Flat monthly fee

with unlimited payroll processing

Account Details

Payroll Services

  • Flat Monthly Payroll Fee with Unlimited Payroll Processing
  • Automated payroll tax calculation, deposits and filings
  • Direct deposit and self check printing
  • Employee online access to paystubs, W2s and 1099s
  • HR Tools such as business guides and forms
  • New Hire reporting to the state
  • Federal & State Labor Law poster compliance
  • Mobile app for employers and employees
  • Unlimited phone and online chat support
  • Comprehensive 24 hour online help

FEATURES

Automated payroll tax calculation, deposits and filings
Direct deposit and self check printing
Employee online access to paystubs, W2s and 1099s
HR Tools such as business guides and forms
New Hire reporting to the state
Federal & State Labor Law poster compliance

GUIDED TOUR

Managing a business can mean early mornings and late nights … and running to a branch isn’t always an option. But with our business online banking service, you can manage your business checking and savings accounts from anywhere. Check balances, monitor transactions, transfer funds, pay bills and much more; it’s all online and it’s always open.

BUSINESS ONLINE BANKING & BILL PAY

MANAGE CHECKING & SAVINGS FROM ANYWHERE

Fast, free and secure

service for NobleBank business customers

Account Details

Online Banking & Bill Pay

  • Fast, free, and secure service for NobleBank business customers
  • Save money on postage fees with online bill pay
  • Instant access to deposit, savings, and loan balance information
  • View detailed account history
  • Transfer funds between accounts
  • Export transaction data to many financial software programs
  • Simplify account management
  • Save time; avoid unnecessary trips to a branch

FEATURES

Save money on postage fees with online bill pay
Instant access to deposit, savings, and loan balance information
View detailed account history
Transfer funds between accounts
Export transaction data to many financial software programs
Simplify account management
Save time; avoid unnecessary trips to a branch

Save time and cut costs by giving your business the ability to initiate and accept electronic payments. At NobleBank, we can give you everything you need to make it happen. With Automated Clearing House (ACH) origination, you can offer direct deposit to employees, draft payments from customers, or pay vendors electronically. This affordable service is easy to use and can save your business both time and money.

ACH ORIGINATION

SAVE TIME AND CUT COST

More convenient

than traditional checks

Account Details

ACH Origination

  • Initiate and receive electronic payments
  • More convenient than traditional checks
  • Save on check processing costs
  • Funds credited faster
  • Simplifies collections
  • Receive fewer return items
  • Reduced chance of fraud
  • Save time and expense
  • Make state and federal tax payments online

FEATURES

Initiate and receive electronic payments
Save on check processing costs
Funds credited faster
Simplifies collections
Receive fewer return items
Reduced chance of fraud

*Notice to commercial customers

In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

Depositing checks just got a whole lot easier with this electronic service. Now you can get funds credited to your account without even having to get up from your desk! Simply scan in checks and submit them through our secure online service. We pick up the deposit and process it accordingly, getting funds credited quickly and saving you from having to run to the bank.

REMOTE DEPOSIT CAPTURE

SCAN AND DEPOSIT CHECKS

Save time

and expense

Account Details

Remote Deposit Capture

  • Scan and deposit checks from your desk
  • Save time and expense
  • Reduce/eliminate trips to the bank
  • Make deposits anytime, day or night
  • Quicker access to deposited funds
  • Manage deposit activity across multiple locations
  • Consolidation of banking relationships; reducing fees
  • Monthly statements make research easy
  • Securely encrypted to protect your data

FEATURES

Reduce/eliminate trips to the bank
Make deposits anytime, day or night
Quicker access to deposited funds
Manage deposit activity across multiple locations
Consolidation of banking relationships; reducing fees
Monthly statements make research easy
Securely encrypted to protect your data

*Notice to commercial customers

In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

Give your business more opportunities for income and your customers more convenient ways to pay. NobleBank provides this option through its merchant services provider, BancCard. We can provide your business with the ability to accept all major credit, debit, and gift cards. Plus, we have all the equipment you need and can even train your staff to use it if necessary.

MERCHANT CARD SERVICES

INCREASE CUSTOMER CONVENIENCE

Accept

all major brand credit & debit cards

Account Details

Merchant Card Services

  • Accept major brand credit and debit cards
  • Open up additional cash flow opportunities
  • Increased customer convenience
  • 24-hour technical support
  • All training and equipment provided
  • Monthly statement with transaction details
  • Low processing fees

FEATURES

Open up additional cash flow opportunities
Increased customer convenience
24-hour technical support
Manage deposit activity across multiple locations
All training and equipment provided
Monthly statement with transaction details
Low processing fees

*Notice to commercial customers

In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

With BizNOW™, you get total control over employee spending. BizNOW is a low cost, prepaid offering for business customers, featuring end-to payments and expense management solution tailored specifically for small to medium-sized businesses. Now you can eliminate expensive, inefficient and risky practices while improving cash flow management and simplifying the expense reporting process.

BIZNOW PREPAID CARDS

TOTAL CONTROL OVER YOUR EMPLOYEES SPENDING

Save time & effort

in managing your business cash flow

Account Details

BizNOW Prepaid Cards

For Employers:

  • Security – Eliminate card sharing
  • Control – Real-time tracking and visibility
  • Account Simplicity – Full reporting and administrative capabilities
  • Flexibility – Integration with accounting software

For Employees:

  • Security – Eliminate need for use of personal card
  • Control – Release unused funds
  • Account Simplicity – Full reporting and administrative capabilities
  • Flexibility – Receive funds as needed anytime, anywhere

FEATURES

Security - Eliminate card sharing
Control - Real-time tracking and visibility
Account Simplicity - Full reporting and administrative capabilities
Flexibility - Integration with accounting software

Positive Pay is used to deter check fraud by matching the checks a company issues with those that are presented for payment. Any check considered suspect is sent back to the issuer for verification.

POSITIVE PAY

BUSINESS PROTECTION

CHECK

FRAUD PREVENTION
Account Details

Positive Pay

  • Proven fraud detection tool
  • Identifies altered checks
  • Check details can be uploaded or manually entered
  • Control to approve or deny suspect check(s) from online banking
  • Flags NobleBank tellers of any check(s) on suspect list
  • Low monthly fee
  • A few minutes per day can save you time and money in the long run

FEATURES

a few minutes per day to protect the integrity of your account
enter details on those checks you have written
any checks presented different must be approved
fraud mitigation
you're in control of what clears your account

We offer an easy way to get your money where it needs to be quickly and safely.

WIRE TRANSFERS

Domestic and International

fixed fee

Account Details

Wire Transfers

  • Incoming Domestic – $15 fee
  • Outgoing Domestic – $20 fee
  • Outgoing Domestic (Electronic) – $15 fee
  • Incoming International – $30 fee
  • Outgoing International (Foreign Currency Electronic) – $15 fee
  • Outgoing International (USD) – $45 fee

FEATURES

Easily transfer funds to someone at another financial institution
Secure
Send wires yourself through business online banking