MANAGE YOUR BUSINESS ACCOUNTS ON YOUR OWN TIME
SMALL BUSINESS BANKING ACCOUNT IN CENTRAL ALABAMA
When you open a business checking or savings account with NobleBank, we guarantee the best-of-the-best customer service. As a local bank, we understand the communities of Central Alabama and prioritize the needs of our customers. Our financial experts provide comprehensive services needed to ensure business success. Learn more about the variety of business services we offer.
Comprehensive Services Offered For Your Business
NobleBank works hard for our business customers. We understand how stressful it can be to run a business. We help alleviate some of that stress by assisting you with managing your finances and providing top-notch customer service.
When you open a business account with NobleBank, you’ll receive competitive and comprehensive perks. These include:
- Payroll Services
- Online Banking and Bill Pay
- Automated Clearing House (ACH) Origination
- Remote Deposits
- Merchant Card Services
- SOLE Payroll Cards
- BizNOW Prepaid Cards
- Positive Pay
- Wire Transfers
Supporting our local business partners is an essential part of our organizational philosophy. We’re proud to support the Central Alabama business community and economy.
Business Banking and Services In Central Alabama
As you begin managing your business finances, we know that it can be overwhelming. We can help alleviate some of that stress. Let us help you manage your business’ finances – big or small – at one of our six locations:
Visit us and open your business account at one of our branches today. We’ll open your account in minutes so you can start planning for your business’s financial future.
Process payroll in minutes for W-2 employees and 1099s, in as simple as 3 steps – Enter, Review, Approve. Best of all, it is all done securely online so you can process on the go! Remain in control of your payroll expense as well as accurate and timely payment to employees while leaving the time consuming and risk absorbing tasks of payroll tax calculation, deposits and filings t an award-winning team
PAYROLL SERVICES
FEATURES
GUIDED TOUR
Managing a business can mean early mornings and late nights … and running to a branch isn’t always an option. But with our business online banking service, you can manage your business checking and savings accounts from anywhere. Check balances, monitor transactions, transfer funds, pay bills and much more; it’s all online and it’s always open.
BUSINESS ONLINE BANKING & BILL PAY
MANAGE CHECKING & SAVINGS FROM ANYWHERE
Fast, free and secure
service for NobleBank business customers
FEATURES
Save time and cut costs by giving your business the ability to initiate and accept electronic payments. At NobleBank, we can give you everything you need to make it happen. With Automated Clearing House (ACH) origination, you can offer direct deposit to employees, draft payments from customers, or pay vendors electronically. This affordable service is easy to use and can save your business both time and money.
ACH ORIGINATION
FEATURES
*Notice to commercial customers
In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.
Depositing checks just got a whole lot easier with this electronic service. Now you can get funds credited to your account without even having to get up from your desk! Simply scan in checks and submit them through our secure online service. We pick up the deposit and process it accordingly, getting funds credited quickly and saving you from having to run to the bank.
REMOTE DEPOSIT CAPTURE
FEATURES
*Notice to commercial customers
In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.
Give your business more opportunities for income and your customers more convenient ways to pay. NobleBank provides this option through its merchant services provider, BancCard. We can provide your business with the ability to accept all major credit, debit, and gift cards. Plus, we have all the equipment you need and can even train your staff to use it if necessary.
MERCHANT CARD SERVICES
FEATURES
*Notice to commercial customers
In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.
In our continuous mission to meet all of our clients’ needs, NobleBank offers the SOLE Visa Payroll Card, for businesses that want to offer direct deposit to all of their employees.
SOLE PAYMENT CARDS
FEATURES
WHO IS UNBANKED?
In this day and age, it seems like everyone has a bank account. But even in our digital world, there are some legitimate reasons why some of your employees don’t have a bank account:
- Fees: Unexpected fees are frustrating, causing some customers to lose trust in banks all together.
- Blacklisting: Too many bounced checks or overdrafts can land a person on a blacklist, rendering them unable to even have an account.
- Age: People under 25 hold the highest percentage of unbanked individuals. For various reasons, younger employees are more likely to not have a bank account.
- Bad Experience: For some, a bad experience with a bank drives them away for life.
- Unemployment: Individuals who have spent a lot of time unemployed often have not had the income to keep an account open.
- Debt: Outstanding debt can make some individuals want to stay off the grid.
Whatever the reason, the SOLE Payroll card easily alleviates the hassle that comes with unbanked employees and paper checks.
ASSOCIATED FEES
SOLE Payroll Card holders will NEVER be charged secret or surprise fees, and the card comes with many benefits at no charge, such as:
- Cash Back at Point of Sale
- Online Statements and Account Management
- Cardholder Setup and Enrollment
- Monthly Account Maintenance
- Online Bill Pay at Merchant Site
- First Bank Teller Withdrawal Per Pay Period
There are, however, certain fees for certain actions. These include:
- Email and Text alerts – $0.25
- ATM Withdrawal – $2.50
- ATM Balance Inquiry – $1.50
- ATM Decline – $1.00
- Online Bill Pay Service – $1.00
- Card to Card Transfer – $1.00
- Card to Bank Account Transfer – $4.00
- Paper Statements – $4.00
- Live Personal Banking — $3.00
- Replacement Card Fee/Second Card Fee/Epix Card Fee – $10.00
- Any subsequent Bank Teller Withdrawal – $7.00
With BizNOW™, you get total control over employee spending. BizNOW is a low cost, prepaid offering for business customers, featuring end-to payments and expense management solution tailored specifically for small to medium-sized businesses. Now you can eliminate expensive, inefficient and risky practices while improving cash flow management and simplifying the expense reporting process.
BIZNOW PREPAID CARDS
TOTAL CONTROL OVER YOUR EMPLOYEES SPENDING
Save time & effort
in managing your business cash flow
FEATURES
Positive Pay is used to deter check fraud by matching the checks a company issues with those that are presented for payment. Any check considered suspect is sent back to the issuer for verification.
POSITIVE PAY
FEATURES
We offer an easy way to get your money where it needs to be quickly and safely.
WIRE TRANSFERS
Domestic and International
fixed fee
