CHECKING OPTIONS FOR YOUR BUSINESS
BUSINESS CHECKING
As a local bank, we understand what it takes for a small business to run with the big corporations. We created this account to give you the tools you need to succeed. Ideal for businesses with limited monthly transactions, Small Business Checking gives you plenty of transactions for one low monthly fee that’s easily waived. That way, more of your money can go back into the business.
SMALL BUSINESS CHECKING ACCOUNT
THIS ACCOUNT GIVES YOU THE TOOLS TO SUCCEED
125 debited & deposited
items per month; 35¢ each thereafter
FEATURES
*Notice to commercial customers
In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.
*Negative available balance charged interest at selected prime +3%.
Get everything your business needs and pay for only what you use. This affordable account has no transaction or balance restrictions, so you have the freedom to make as many deposits or debits as you like. Free online banking and our low cost fee structure help you manage your money without spending a lot of it at the same time.
ANALYZED BUSINESS CHECKING ACCOUNT
FEATURES
ASSOCIATED FEES
- $20 monthly maintenance fee (includes up to three analyzed accounts, $10 per account over three)
- 10¢ per on-us deposited item
- 15¢ foreign deposited item (transit items)
- 20¢ per debit item
- 30¢ per deposit
- 0¢ per branch cash transaction
- 12¢ per ACH credit item
- 15¢ per ACH debit item
These fees can be offset by an earnings credit.
Earnings credit rate is based upon the average collected monthly balance less 10%. If the activity charge exceeds this credit, the difference will be charged to the account.
*Notice to commercial customers
In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.
*Negative collected balance charged interest at selected prime +3%.
Getting a good return on your money isn’t just for savings accounts. This commercial account gives your business flexibility while earning interest too. Get up to 50 debits and 75 deposited items, plus free online banking, all for a low monthly fee. And if you maintain the monthly balance, you won’t even have to pay the fee, saving your business even more.
BUSINESS INTEREST CHECKING ACCOUNT
FLEXIBILITY WHILE EARNING INTEREST
50 debited & 75 deposited
items per month; 25¢ each thereafter
FEATURES
*Notice to commercial customers
In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.
*Earnings paid on collected balances less the current reserve requirements.
If you’re a legal professional, here’s a win-win that doesn’t require any courtroom negotiation! With an Interest on Lawyer Trust Account (IOLTA), you can simplify account management while generating earnings to support legal aid for the poor. This account is available at no cost to you, your clients, or the public — the low monthly service fee is automatically deducted from the interest earned.