Looking to boost your credit score? So are 56% percent of Americans. In 2015, Credit.com released a study showing that over half of Americans have a subprime credit score—which keeps them from taking advantage of even average interest rates. The good news is that improving your credit score can be done. It

Credit cards can be powerful financial tools when used responsibly. Besides convenient cashless payments, these cards are an opportunity to build credit, earn rewards, and track your spending habits for effective budget management. However, first-time users should know their way around credit cards to avoid bad debt, boost credit scores,

a group of people walking on a beach

Whether you’re heading to the beach for a quick summer getaway, heading to the mountains for a winter ski trip, or just exploring a different part of the country, money management should be a top priority. Here are some tips on saving and spending when you’re on the road. Save

Curious about buying a home? Here’s a basic rundown of mortgage loans and how they work. What is a Mortgage Loan? Most people, even those who are more financially stable than others, usually don’t have enough money on hand to buy a home outright. That’s why mortgages exist. A mortgage

a person sitting at a table using a laptop computer

If you’re looking for real, actionable ways to cut costs at home, try using these easy money saving tips. Cut the Cable Cord According to findings from the FCC, the average cost of cable is $64.41 per month. That’s over $700 a year! And if you have a bundle package

Feeling overwhelmed by your debt? Here are 5 tips to get you on the right track. Stop Spending Money Just about every financial blog on the Internet will tell you the same thing. Stop acquiring new debt. Stop using your credit card. Stop going out. Stop ALL unnecessary expenditure. Make