APY = Annual Percentage Yield. Rates effective as of November 4, 2016. Fees may reduce earnings.

Kasasa Cash* See Details

Balance Minimum Opening Deposit Rate APY
$0 - $15,000 $1 2.01% 2.01%
$15,000+ $1 0.25% 2.01% to 0.25%
All balances if qualifications not met $1 0.10% 0.10%

Qualifications

Earning the Kasasa rewards are so easy, you're probably already doing it! Simply use our free electronic services designed to make managing your money easier. Just do the following transactions and activities in Kasasa Cash each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or ACH payment transaction post and settle

If you don't qualify, don't worry. Your account is still free and you'll still earn our base rate. And you can get the Kasasa rewards back the very next cycle!

Kasasa Saver* See Details

Balance Interest Rate APY
0 - $15,000 0.50% 0.50%
$15,000+ 0.25% 0.50% to 0.25%
Qualifications not met 0.10% 0.10%

Qualifications

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or ACH payment transaction post and settle

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Accounts

Account Balance APY
Senior Checking Any balance over $1,000 0.05%
Premium Savings Account Any balance 0.05%
Youth Savings Account Any balance 0.05%

CDs / IRAs See Details

TermAPY
3 month 0.10%
6 month 0.25%
9 month 0.25%
12 month 0.35%
18 month 0.45%
24 month 0.45%
30 month 0.45%
3 years 0.55%
4 years 0.65%
5 years 1.00%

Penalty for early withdrawal.

Premier Money Market See Details

AmountAPY
$0 to $14,999.99 0.05%
$15,000 to $49,999.99 0.10%
$50,000 to $99,999.99 0.15%
$100,000 and over 0.20%