NobleBank and handling PPP

The Paycheck Protection Program (“PPP”) loan application process hit banks with a bang in Central Alabama in Spring 2020. Thousands of business owners turned out at banks in droves, looking to prop up their businesses during the COVID-19 pandemic and subsequent loss of revenues. Many were actually turned away from

Roughly 15 million people a year are victims of identity theft. While we have many systems in place to help prevent and resolve instances of identity theft, you should still take the steps necessary to protect your personal information. Here are seven, easy-to-follow tips that can help you protect yourself and your

a group of people standing next to a fence

If you are thinking of constructing a new home or doing significant renovations to your existing home, a construction loan may be the right option for you. Construction loans allow the borrower to finance and build their dream home instead of purchasing a home that is designed by someone else.

The holiday shopping season is upon us, meaning the stores are packed with people looking for the perfect gift for their loved ones. But not everyone is easy to shop for! So if you’re having trouble finding the right gift for someone, consider a NobleBank Visa Gift Card! Visa Gift Cards

One of the most important steps in buying a home is to get approved for the purchase. What type of loan products will you use, how much can you afford, or, in most cases, what are you comfortable in paying each month? Getting approval is very simple. You can either

a person sitting on a table

Earlier this year, a Bankrate survey reported that only about 40% of Americans have enough savings to cover an unexpected $1,000 expense – a percentage that has been consistent for the last five years. It should go without saying, but a savings account – especially one for emergencies – is a critical

Paycheck Protection Program Forgiveness Guidelines

SBA Paycheck Protection Program (PPP) On 5/15/2020, the SBA published the following information regarding PPP loan forgiveness. We will be glad to answer or seek clarification and…

What’s a comfortable monthly mortgage payment?

So, you’re ready to buy your first home? This is one of the biggest and most exciting purchases you will make in your lifetime! But before you get caught up in all of the excitement of…

4 Ways to Cut Unnecessary Expenses

If you’re looking for real, actionable ways to cut costs at home, try using these easy money saving tips. Cut the Cable Cord According to findings from the FCC, the average cost of cable is $64.41 per month. That’s over $700 a year! And if you have a bundle package

Should You Be Saving or Investing

When it comes to longer term financial goals, such as retirement, most people are faced with two options: save or invest. Ideally, it’s a good idea to do both when money, time, and resources allow, as each option has its own…

What To Do If Your Identity Is Stolen

Identity theft is one of the leading forms of cybercrime today. If you ever suspect your identity has been stolen, here are the steps you need to take.

Tips for Paying off Debt

Feeling overwhelmed by your debt? Here are 5 tips to get you on the right track. Stop Spending Money Just about every financial blog on the Internet will tell you the same thing. Stop acquiring new debt. Stop using your credit card.

6 Simple Ways To Keep Your Personal Information Secure

Roughly 15 million people a year are victims of identity theft, and while we have many systems in place to help prevent and resolve instances…

Saving for College: Tips for Parents

Everyone knows the cost of college has skyrocketed over the past few years, and it appears this rising trend will continue. We all also have read about, or know of, students graduating with a literal mountain…

Family Friendly Getaways in Alabama for Your Summer

It’s summertime in Alabama, so why not make the most of it? From day trips to full-blown vacations, here is a list of fun getaways for you and your family!

Developing A Household Budget

Developing a household budget is one of the most effective ways to get a handle on your finances and avoid money troubles, but putting one together can take a little time. Here’s a simple, step-by-step process for creating a budget that works for your family. Determine the Amount of Total