Free Kasasa Tunes® gives you more than just unlimited checking. You also get iTunes® or Amazon® download reimbursements* each month, plus ATM withdrawal fee refunds*. Earning the rewards is easy! Simply use your debit card and other electronic services designed to make managing your money easy. You'll even get $20 in credits just for signing up*!

  • Free checking that pays you to shop online
    • Earn $5 in refunds for iTunes® or Amazon® purchases every month*
    • Get $20 in refunds for iTunes or Amazon purchases when you open your account*
  • Refunds on ATM withdrawal fees, nationwide*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited transactions
  • Free online banking & bill pay
  • Free eStatements ($3.00 charge for paper statements)
  • Mobile banking
  • Free telephone banking
  • Free debit card
  • Overdraft protection available
  • $25 minimum deposit to open


It's so easy to qualify, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Tunes account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle

That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Tunes account is still free. And you can get right back to earning your rewards the very next month!

Will you be opening multiple products?

*The minimum to open account is $25. You will be refunded up to $20.00 for iTunes® and/or Amazon. com® purchases that post and settle to account during the first 60 days after you open account. In addition, each monthly qualification cycle, earn up to $5.00 in refunds of iTunes and/or purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" is synchronous with your monthly statement cycle which is the first day of the month through the last day of the month. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. ATM receipt may be required for reimbursement of an individual ATM fee of $5.00 or higher. Consumers Only.

Special Update Regarding Zero Liability Benefit for ATM and debit card transaction conducted with a MasterCard branded card: Effective October 17, 2014, MasterCard will be enacting changes to their current zero liability policy for all MasterCard card issuers. As a result, in order to be covered under the zero liability limitation for unauthorized transactions, you must promptly report the loss or theft of your MasterCard branded card to your nearest Bank office or by calling 1-800-264-5578. As such your liability could be up to $500 if not reported within two (2) business days of discovery or your liability could be unlimited if reported after 60 days of the statement that shows the unauthorized transaction(s).