Earn Rewards With NobleBank’s Cash Checking

Are you a teen looking to open your first checking account? What about a recent college grad stepping out on your own for the first time? Perhaps you’re simply frustrated with your current bank and need a better way to manage your money.

Whatever your reason may be, NobleBank & Trust is here to lend a hand.

As a dedicated community bank, our goal is to provide the people of East and Central Alabama with the best financial products and an unmatched level of customer service. So, if a new checking account is what you need, you’ll want to “check out” our Free Kasasa Cash Checking with 3% APY. This versatile, high-interest checking account comes with a laundry list of benefits, such as:

  • Refunds on ATM withdrawal fees
  • No minimum balance requirement for rewards
  • No monthly service fee
  • Unlimited transactions
  • Free online banking & bill pay
  • Mobile Banking
  • Free eStatements
  • Free debit card
  • Overdraft protection

You also earn big cash rewards with the Free Cash Checking account, and who doesn’t love more cash? If we’ve piqued your interest so far, keep reading for details on what you can get and how you can get it.

What Is Cash Checking?

Cash Checking, also known as a reward account, allows you to earn cash rewards by simply using your account. NobleBank is able to offer Cash Checking accounts that earn interest at rates well above the national average:

  • Earn 3.00% APY* on balances up to $15,000
  • Earn 0.25% APY on balances over $15,000 depending on the balance in account*
  • Earn 0.10% APY* on entire balance if qualifications aren’t met.

Earning your cash rewards is simple. All you have to do is meet the minimum requirements each Monthly Qualification Cycle. These are:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or ACH payment transaction post and settle

When you’ve met those requirements, we will pay you 3% interest on the balance of your checking account at the end of the month. The money is deposited directly into your checking account, and you can earn your cash reward every cycle.

Free, No-Fee Checking Accounts

Rewards aren’t the only thing we offer. As a part of our dedication to great customer service, we strive to make your banking experience as simple, transparent, and hassle-free as possible. We do not charge service fees for opening or maintaining your account. All you need is a $25 minimum deposit to get started. We also pay you back for any fees you accrue through non-NobleBank ATMs.

Open A Checking Account Online

In our fast-paced, tech-driven world, you need to be able to handle your finances whenever and wherever. At NobleBank, we get that. That’s why you can open your Cash Checking account in minutes.

The process is easy and secure. To get started, you will need the following information for each account owner:

  • Social Security number
  • Driver’s License or State ID
  • Home Address
  • Contact Information
  • Employment Information

Once you have that in hand, navigate to our Cash Checking page on our site and click the button that says “Open in Minutes.” From there, all you have to do is follow the instructions and fill out the form! Please note, making a deposit is part of the process of opening your new account. If you want to transfer money from an account at another bank, you will also need the account information found on your checks or deposit slips.

Get Started With NobleBank Cash Check Today

If you’re ready to open your new account, start the process now or stop by one of our NobleBank branches in Anniston, Oxford, Piedmont, Alexandria, or Birmingham. We’ll be happy to assist you with whatever you need!


APY=Annual Percentage Yield. APYs accurate as of 01/01/2018. Rates may change after account is opened. Minimum to open is $25. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during monthly qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 3.00%; and (3) balances over $15,000 earn 0.25% APY on portion of balance over $15,000, resulting in 3.00% – 0.25% APY depending on the balance. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. “Monthly Qualification Cycle” is synchronous with your monthly statement cycle which is the first day of the month through the last day of the month. ATM-processed transactions and transfers between accounts do not count as qualifying transactions. ATM receipt may be required for reimbursement of an individual ATM fee of $5.00 or higher. Consumers Only.

Special Update Regarding Zero Liability Benefit for ATM and debit card transaction conducted with a MasterCard branded card: Effective October 17, 2014, MasterCard will be enacting changes to their current zero liability policy for all MasterCard card issuers. As a result, in order to be covered under the zero liability limitation for unauthorized transactions, you must promptly report the loss or theft of your MasterCard branded card to your nearest Bank office or by calling 1-800-264-5578. As such your liability could be up to $500 if not reported within two (2) business days of discovery or your liability could be unlimited if reported after 60 days of the statement that shows the unauthorized transaction(s).