Overdraft Protection

Even math whizzes make mistakes. We can help make sure your accounts are protected from overdraft and the penalties that come with them.


Checks and pre-authorized payments are automatically covered for a small fee that you don't pay unless you use it. Opt in to authorize coverage for your debit card and ATM transactions too, and get the peace of mind you deserve.

Overdraft Protection
Details
  • Protect accounts from overdraft
  • Automatic transfers to cover overages
  • No fee unless you use it
  • Low $35 fee for each transfer
  • Checks and automatic bill payments automatically covered
  • Opt in to cover ATM, debit card, and one-time transactions
  • Automatic transfers from linked savings available

*You have 30 days to repay or cover any overdrafts

**The bank will not pay an overdraft if you have already reached your overdraft limit

Alternate Overdraft Options

We also offer other overdraft protection plans, such as a link to a savings account or a line of credit, which may be less expensive than our standard overdraft practices. To learn more, ask us about these plans.

How to Opt In

Make sure to opt in for overdraft privilege on your account to ensure your overdrafts are paid. To opt in now, continue to online banking and select 'Messages' then 'New Message' and send us a message telling us which accounts you want covered.

You can also fill out the form below and bring it to any NobleBank location.

Opt-In Form

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