Make your Kasasa Checking even better! With this free, high yield account, your earnings and ATM fee refunds are automatically transferred to make saving easy!
You also earn a second great interest rate to help you continue to build your balance. With no monthly fees or minimum balance requirement to earn, this account has everything you want and none of the things you don't!
- Account Details
- Earn 0.50% APY* on balances up to $40,000
- Earn 0.25% APY* on amount of balance over $40,000
- Earn 0.10% APY* on entire balance if qualifications are not met
- Automatic rewards transfers from Kasasa Cash
- No monthly fee
- No minimum balance to earn rewards
- Free online banking
- Free eStatements
- Free telephone banking
- No minimum opening deposit
There are no additional qualifications to earn the Kasasa Saver rate. As long as you qualify for the Kasasa Cash rewards, you'll automatically receive the Saver rate as well.
Just do the following each monthly qualification cycle:
- Have at least 12 debit card purchases post and clear
- Have at least 1 direct deposit or ACH auto debit post and clear
- Receive monthly eStatements
If you don't qualify, don't worry. Your account is still free and you'll still earn our base rate. And you can get the Kasasa rewards back the very next cycle!
*APY=Annual Percentage Yield. APYs accurate as of 03/01/2013. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $0 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during monthly qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $40,000 receive APY of 0.80%; and (3) balances over $40,000 earn 0.25% APY on the portion of the balance over $40,000, resulting in 0.80% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.10% APY. Qualifying transactions must post and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $40,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $40,000 in Kasasa Saver earn 0.25% APY on portion of balance over $40,000, resulting in 0.50% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.10% APY. Transfers between accounts do not count as qualifying transactions.