Make your Kasasa Checking even better! With this free, high yield account, your earnings and ATM fee refunds* are automatically transferred to make saving easy!
You also earn a great interest rate to help you continue to build your balance. With no monthly service fees or minimum balance requirement to earn rewards, this account has everything you want and none of the things you don't!
- Account Details
- Earn 0.50% APY* on balances up to $15,000
- Earn 0.50% to 0.25% APY on balances over $15,000 depending on balance in account*
- Earn 0.10% APY* on entire balance if qualifications are not met
- Automatic rewards transfers from Kasasa Cash
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking
- Free eStatements
- Free telephone banking
- 3 free withdrawals/transfers per month; $3 each thereafter
- No minimum opening deposit
There are no additional qualifications to earn the Kasasa Saver rate. As long as you qualify for the Kasasa Cash rewards, you'll automatically receive the Saver rate as well.
Just do the following transactions and activities in Kasasa Cash each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 direct deposit or ACH auto debit post and settle
- Be enrolled and receive eStatement notice
If you don't qualify, don't worry. Your account is still free and you'll still earn our base rate. And you can get the Kasasa rewards back the very next cycle!
*APY=Annual Percentage Yield. APYs accurate as of 11/01/2013. Rates may change after account is opened. Minimum to open is $1 for Kasasa Cash and $0 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during monthly qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.01%; and (3) balances over $15,000 earn 0.35% APY on the portion of the balance over $15,000, resulting in 2.01% - 0.35% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.10% APY. Qualifying transactions must post and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $15,000 in Kasasa Saver earn 0.25% APY on portion of balance over $15,000, resulting in 0.50% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.10% APY. ATM-processed transactions and transfers between accounts do not count as qualifying transactions. ATM receipt may be required for reimbursement of an individual ATM fee of $5.00 or higher. Consumers Only.