Free, high interest checking, ATM fee refunds nationwide*, with no minimum balance requirement: it's a whole new way to bank. With all this, who wouldn't want to Kasasa?
This account gives you total checking freedom, free online banking, and more, and doesn't have a monthly service fee! It only takes a $1 deposit to start earning big interest every month. Get started today!
- Account Details
- Earn 0.80% APY* on balances up to $40,000
- Earn 0.80% – 0.40% APY on balances over $40,000 depending on balance in account*
- Earn 0.10% APY* on entire balance if qualifications are not met
- Unlimited nationwide ATM fee refunds
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited transactions
- Free online banking with bill pay
- Free eStatements
- Free telephone banking
- Free debit card
- Overdraft protection available
- $1 minimum opening deposit
Get automatic transfers and another great interest rate by pairing this with Kasasa Saver!
Earning the Kasasa rewards are so easy, you're probably already doing it! Simply use our free electronic services designed to make managing your money easier.
Just do the following each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 direct deposit or ACH auto debit post and settle
- Be enrolled and receive eStatement notice
If you don't qualify, don't worry. Your account is still free and you'll still earn our base rate. And you can get the Kasasa rewards back the very next cycle!
*APY=Annual Percentage Yield. APYs accurate as of 03/01/2013. Rates may change after account is opened. Minimum to open is $1. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during monthly qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $40,000 receive APY of 0.80%; and (3) balances over $40,000 earn 0.25% APY on portion of balance over $40,000, resulting in 0.80% -.0.40% APY depending on the balance. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. ATM-processed transactions and transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.