Every dollar you earn is valuable. So why not make sure you're getting the most out of it? This unique account is packed with benefits you won't find anywhere else!
Get online and in-store discounts, rebates for using your debit card,* and fraud protection to make sure your private information is always safe. You can even eliminate the monthly fee by using our convenient electronic services. Open your account today!
- Account Details
- Discounts at national and local retailers
- Fraud protection and restoration services
- Unlimited transactions
- Meet the simple qualifications to reduce or waive the low monthly service fee:*
- Begin each statement cycle with a $6.00 monthly fee
- Be enrolled and receive eStatement notice to reduce fee by $2
- Further reduce by 25¢ per debit card purchase that posts and settles, until fee is eliminated
- No minimum balance to maintain
- Free online banking with bill pay
- Free eStatements
- Free telephone banking
- Free debit card
- Overdraft protection available
- $1 minimum opening deposit
*Minimum to open account is $1.00. The monthly service fee for this account is $6. This fee may be reduced by doing the following during the monthly qualification cycle: $2 reduction in fee for enrolling in and receiving e-statement notice and $0.25 reduction in fee for each posted and settled debit card purchase. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" is synchronous with your monthly statement cycle which is the first day of the month through the last day of the month. Merchant rewards and identity theft protection available one business day following account opening.
Special Update Regarding Zero Liability Benefit for ATM and debit card transaction conducted with a MasterCard branded card: Effective October 17, 2014, MasterCard will be enacting changes to their current zero liability policy for all MasterCard card issuers. As a result, in order to be covered under the zero liability limitation for unauthorized transactions, you must promptly report the loss or theft of your MasterCard branded card to your nearest Bank office or by calling 1-800-264-5578. As such your liability could be up to $500 if not reported within two (2) business days of discovery or your liability could be unlimited if reported after 60 days of the statement that shows the unauthorized transaction(s).