Analyzed Commercial Checking
Get everything your business needs and pay for only what you use. This affordable account has no transaction or balance restrictions, so you have the freedom to make as many deposits or debits as you like.
Free online banking and our low cost fee structure help you manage your money without spending a lot of it at the same time.
- Account Details
- No transaction limitations
- No minimum balance to maintain
- $10 maintenance fee
- Low transaction fees
- Earnings credit may reduce fees
- Penalty for negative collected balance*
- Free online banking with bill pay
- Free eStatements
- Free telephone banking
- Free debit card
- Overdraft protection available
- $100 minimum opening deposit
*Negative collected balance charged interest at selected prime +3%.
NOTICE TO COMMERCIAL CUSTOMERS:
In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.
- $10 monthly maintenance fee
- 8¢ per on-us deposited item
- 12¢ foreign deposited item
- 15¢ per debit item
- 25¢ per deposit
- 0¢ per branch cash transaction
- 6¢ per ACH credit item
- 8¢ per ACH debit item
These fees can be offset by an earnings credit.
Earnings credit rate is based upon the average collected monthly balance less 10%. If the activity charge exceeds this credit, the difference will be charged to the account.